Ready for Your new home?

 

THE HOME BUYING PROCESS

As you begin to think about buying a home, you're probably acutely aware that this is likely to be your greatest investment ever (short of children or a good marriage), and you might be wondering if there's anything you really need to know as you go into this process. This is where your real estate professionals come in. With the help of a trained agent, you can come out on top of a closing that might otherwise have pushed your retirement ahead a decade! This happens all the time to buyers, who are left reflecting on the relatively small commission that would have brought a Realtor into the bargain to help them.

If you'd like to know about the home buying process, I'd love to tell you all about it. Contact Me!

Five Reasons to buy your home with a REALTOR®

  1. Get access to all the listings.
  2. Know all the facts on properties you're interested in.
  3. Negotiate with the help of a real estate professional.
  4. Finance your home faster.
  5. Make a solid investment that pays off down the road.

New homes for sale hit the market daily. As your representative, we'll be in regular contact with sellers and other real estate agents to ensure you see all the newest listings right away, whether or not they're made public. Often, our clients can put in offers with little or no competition and walk away with an impressive deal on the property of their choice. Your agent will also make sure you see only the properties that meet your needs and investment preferences, so that you don't spend time on listings that aren't of interest. As you compare the best deals, we'll provide you with important information about the home, its neighborhood, zoning issues, utilities, and nearby plans for development.

Many real estate transactions include an extensive negotiating process, and as your buyer's Agency it will be Our job to represent you here and get the best deal possible. We'll also attend property inspections, make sure any and all agreed-on repair work is carried out, and handle paperwork related to the sale. We can also help set up the financing for your investment, and work directly with a broker to provide you with a seamless service package. When  I represent a buyer, I have their best interests at heart. You will always get my full attention as well as my honest opinion. I believe it’s my job to not only find you the perfect home, but also to educate you throughout the entire process so you know you’re making the best short and long term financial decisions. For most people, buying a home is the most expensive purchase you will ever make and it’s my job to make sure you not only get a great home, but get it for a great price.

We will start by scheduling a time to meet so that I can go through my buyer checklist with you. We will discuss the home buying process and your home buying goals. If you need, I will refer you to a few fabulous area lenders. You choose who you are most comfortable working with and move forward prequalifying with that lender so you know the price of home you qualify for and as well as how much cash you will need available on the day of closing in addition to your down payment. Then I will set up a search set for you on the MLS and email you homes which fit your search criteria. When you see listings you love, we can set up appointments and head out for showings! 

SEARCHING FOR A HOME

 Despite (and perhaps because of) the great selections in homes in this area, buyers are having a difficult time zeroing in on the home or property that is uniquely appropriate for their needs. Search for Homes : Just Remember: Browsing the listings for months is one way to search out the deals, But weighing the investment potential of each property can be difficult, and many homes for sale are never listed publicly.

Here is a detailed Process for Buyers:

 1: Find your trusted Realtor: Let's meet and allow me to get the full details of what you envision for your new home! You Will receive your Home Buyer's Checklist and start reviewing it. 

 2: Get Pre-approved for a mortgage (pre-approval Letter from Lender)

3: Time for showings: Let's find your new home!

4: Make an offer – Get it accepted!

5: Send the lender a copy of the contract –  This will initiate loan process

6: Schedule the home inspection

7: Drop off your earnest money check

8: If you are renting: Give notice to your landlord

9: Schedule the closing on your calendar

10: Attend Inspections and Review Inspection Report

11: Negotiate Inspection Objection

12: Review the HOA condo documents (If applicable)

13: Appraisal Review

14: Review loan with lender and make sure all required documents have been provided

15: Start Packing!! Get your movers!

16: Utility Hook up

17: Set up homeowner’s insurance

18: Get your down payment ready

19: Review final figures and loan details at least 5 days before closing…no changes can be made 3 days prior to closing otherwise your closing will get delayed

20: Attend the walk through

21: Wire transfer your down payment

22: It's CLOSING TIME! LET'S CELEBRATE!